CoinOut is a financial technology company based in the heart of New York City.

We build software tools to make brick and mortar commerce better for everyday customers and merchants. We believe in-store technology has not been constructed for the common customer and merchant, and we’ve spent a great deal of time bringing about new solutions that yield real results.


Sabah Ashraf
CEO, Superunion North America.
Atif Rafiq
Chief Digital Officer, Volvo. Former CDO, McDonald's.
Ronald Mann
Albert E. Cinelli Enterprise Professor of Law, Columbia Law School.

Our Beginnings

Our roots began in Cupertino, California in 2013, where our CEO Jeff worked for Apple during his summer between Law School and Business School. Jeff saw an opportunity to bring Venmo-like tools to the cash transaction space. The idea originally was focused on bringing customers a great convenience of not having to deal with change and bringing offline transactions to the online world.

Meet Andy, Our CTO

“I built CoinOut to directly solve a problem at my Subway franchise. I had a good business and staff, but no way to enhance sales and engage digitally with my loyal customers. CoinOut offers a great convenience to everyday people of savings, discounts and offers, and enables the merchant to control their promotions by a click of a button.”